Council Tax Has Increased (April 2026): How SEND Families and Those on Benefits Can Reduce Their Bill

From April 1st 2026, council tax has increased across most areas in England — with many councils raising bills by up to 4.99%.

For families already managing rising costs, this can feel like another hit.

But here’s what many people don’t realise:

👉 You may already be entitled to reduce your council tax, sometimes significantly.


Why Council Tax Has Gone Up

Local authorities have increased council tax to help cover:

  • Rising demand for services
  • Social care funding pressures
  • Budget shortfalls across councils

For many households, this means paying £100–£150 more per year.


The Key Thing Most Families Miss

A lot of SEND families and those on benefits are:

❌ Not claiming the reductions they’re entitled to
❌ Not aware of schemes that could lower their bill
❌ Paying more than they need to

Let’s break down what you should be checking.


1. Single Person Discount (25% Off)

If you live alone, you are usually entitled to:

👉 25% off your council tax bill

This is one of the most underclaimed discounts —
and it can save hundreds each year.


2. Disabled Band Reduction (Often Overlooked)

If you have a disabled child or adult in the household, you may qualify for a:

👉 Council Tax Band Reduction

This means your home is treated as if it’s in a lower band — reducing your bill.

You may qualify if your home has things like:

  • A room used mainly for care
  • Extra space required due to disability needs
  • Adaptations to support your child

Many SEND families are eligible for this
but are never told about it.


3. Council Tax Reduction (For Low Income or Benefits)

If you’re on a low income or receiving certain benefits, you may be able to apply for:

👉 Council Tax Reduction (CTR)

This can reduce your bill significantly — sometimes by up to 100%, depending on your situation.

Eligibility often includes people receiving:

  • Universal Credit
  • Income-related benefits
  • Low earnings

Each council runs its own scheme, so it’s important to check your local authority’s criteria.


4. Other Discounts and Exemptions

Depending on your situation, there may also be:

  • Discounts for carers
  • Reductions for severe mental impairment (SMI)
  • Support during financial hardship

These are often missed simply because families don’t know they exist.


Why This Matters for SEND Families

Families supporting children with additional needs often face:

  • Higher daily living costs
  • Reduced working hours
  • Extra travel and support needs

So when council tax increases — the impact is greater.

That’s why making sure you’re getting every reduction you’re entitled to is so important.


What You Should Do Now

If your bill has just gone up, take a few minutes to check:

✔ Are you claiming the single person discount (if applicable)?
✔ Could you qualify for a disabled band reduction?
✔ Are you eligible for Council Tax Reduction?
✔ Are there any other discounts you’ve missed?

Even one of these could save you hundreds of pounds a year.


Final Thought

Council tax may have gone up —
but that doesn’t mean you have to pay the full amount.

The families who check what they’re entitled to
are often the ones who reduce their bills the most.


Need Help Checking What You’re Entitled To?

If you’re unsure whether you qualify, or don’t know where to start…

We help parents every day to:

  • Identify missed discounts and support
  • Understand what they’re entitled to
  • Get clear, practical guidance

👉 Come by and see us at AskEllie — we’re here to help you make sure you’re not overpaying.


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